Many health insurance companies will not cover the costs of cosmetic surgery, especially if the procedure is an elective one. There are a few circumstances under which your insurance may pick up a portion, perhaps even all, of your surgical bills. For example, many insurance companies will pay for rhinoplasty, which is a nose job, if the procedure is necessary to reduce a blockage that is unduly restricting a patient’s breathing. To determine if your cosmetic surgery is covered by your insurance plan, contact your health insurance provider. Keep in mind that even if the procedure is covered, you may be responsible for a deductible or co-payment.
The national average, as of December 2005, of a number of cosmetic surgeries is detailed below. As discussed above, the actual cost of your surgery will vary based on the extent of work needed, the surgeon’s geographical location, and the surgeon’s individual fees. In the United States, New York has the highest costs for plastic surgery. On the opposite end of the spectrum is Florida and Texas, which offer the most affordable procedures in the nation. The national averages listed below do not include anesthesiology costs, operating room charges, or related expenses.
Procedure Cost
Breast implants $3,043
Breast lift $3,503
Chin augmentation $1,488
Ear surgery $2,168
Eyelid surgery $2,544
Facelift $5,007
Laser hair removal $360 per treatment
Laser skin resurfacing $2,243
Liposuction $2,049 per area treated
Microdermabrasion $136 per treatment
Rhinoplasty $2,947
Tummy tuck $4,205
Due to the high costs of most cosmetic surgery procedures, most surgeons now offer a variety of payment options to patients. These may include cash, personal checks, and credit card payments. A number of surgeons also now offer plastic surgery financing plans. Financing plans allow patients to spread the cost of the surgery over an extended period of time, so that patients are not forced to pay for the entire surgery upfront.
If you are considering plastic surgery, talk to local surgeons to set up a consultation and inquire about specific pricing and financial options available to you.
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